Rates and fees and treatment options will vary by level of your need and the comprehensiveness of care delivered.
Many options are available to fit perfectly with your situation! Call us to discuss the possibilities with one of our doctors.
Insurance Rates
• Rates for “in-network” insurance users (BlueCross BlueShield) will be determined by the benefit package of your specific policy with BCBS.
• Rates for Workers’ Compensation claims are determined by Minnesota state statute. Fees are not collected from the patient but from the Workers’ Compensation Insurer.
• Rates for No-Fault/ Auto Injury and Personal Injury claims are determined by the number of services delivered to the patient. The patient is not billed unless there is a deductible amount to be met before insurance pays, the claim limit has been reached, or certain non-covered products or services have been provided with patient consent.
• Rates for Medicare claims are partially determined by Medicare. Fees are collected from the patient, but Medicare will reimburse the policy-holder for charges for spinal adjustments. Charges for services other than spinal adjustments are not covered by Medicare, eg. examinations, therapies, non-spinal adjustments. Medicare does not pay for “maintenance care“. The only service paid for by Medicare when seeing a doctor of chiropractic is spinal adjusting. Examinations, therapies, and non-spinal adjustments are considered “non-covered services” when seeing a chiropractor. Fees you pay for these services are considered non-reimbursable by Medicare and most Medicare replacement plans. Fees for all services are below in the Recap section.
Medicare reinbursement rates for spinal adjusting change periodically, usually yearly. In 2020, the rates are as follows:
Adjustments to 1-2 regions (eg. neck, midback): $28.78
Adjustments to 3-4 regions (eg. neck, midback, lowback) : $41.46
Medicare will reimburse you 80% of this allowed amount when your condition fits Medicare’s guidelines for qualifying care. If you have a “supplemental” insurance policy, and your policy recognizes our clinic as providers, it will cover the left-over 20% when Medicare pays the first 80%.
For an official Medicare document which explains what is covered and what is not covered by Medicare in a chiropractic office, click here: ABOUT MEDICARE
This link may also be useful: Chiropractic Services (at Medicare.gov)
Treatment Options and Associated Fees
The following fees apply to customers who are not using any of the options listed above. It applies to those paying “out-of-pocket” and to those who may have an insurance policy, but are “out-of-network”.
Note: for BlueCross BlueShield health insurance and Medicare (part B) When your policy restricts its use for “maintenance” care (that is care which is not for either “acute” symptoms or for flare-ups of chronic conditions) your best choice for affordable care is our “Standard” treatment visit, detailed below.
Examinations and Health History Fees range from $78 to $170, depending on the complexity of your condition. All new patients must receive an initial health history and examination before any therapeutic services can be provided. It is important for a physician to determine the nature of your complaints as well as your health status to aid the clinical decisions required for safe and effective treatments.
“Standard” Treatment Visit A “standard” visit (as an established patient, having had an initial visit including a health history and examination) is $68 and includes the following services:
• chiropractic adjusting, of all levels needed
• soft tissue therapy
• may also include instruction in self-care (eg. stretches and exercises), nutritional recommendations, and sometimes referral for coordination of care with other specialists.
“Adjust Only” Treatment Visit While most of our patients request a Standard Treatment Visit, at times a person will choose to opt out of our muscle therapy work. The fee for this option is $56.
With this option (as an established patient having had an initial visit including a health history and examination) you will receive:
• chiropractic adjusting, of all levels needed
• will not include the soft tissue therapy.
• may also include instruction in self-care (eg. stretches and exercises), nutritional recommendations, and sometimes referral for coordination of care with other specialists.
“Abbreviated” Treatment Visit An abbreviated visit as an established patient (having had an initial visit including a health history and examination) costs $40 and includes:
• chiropractic adjusting, of all levels needed
• will not include the soft tissue therapy. There will be minimal attention to extremities (ribs, hands, shoulders, feet, knees, TMJ, etc.) and minimal self-care instruction.
This care is for maintenance or wellness and will not be submitted to your insurance company. Insurance companies do not pay for “maintenance” or “wellness” care; however, this may be an HSA qualifying expense.
Note: This option is often a good one for children. Parents appreciate the affordability of having their children checked and adjusted with some regularity for spinal alignment.
Recap: Individual fees for select services is as follows:
Chiropractic adjusting, as part of the
- Standard Treatment Visit: $68
- Adjust Only Treatment Visit: $56
- Abbreviated Treatment Visit: $40
Extremity Adjusting: Basic extremity adjusting is included in the Standard Treatment and the Adjust Only Treatment visits at no additional charge. In more complex cases there may be an additional charge for extremity adjusting at $20 to $40.
Soft Tissue Therapies: This is included in the Standard Treatment visit. Additional units of this service are available for $42 per unit (based on time increments of 15 minutes).
Infrasound Therapy: This may be recommended by the doctor for certain conditions for $25 per unit.
Exercise Instruction: This is included as part of the Standard and Adjust Only Treatment visits when necessary. Additional units of this service range from $21 to $42.
Nutritional Guidance: This is included as part of the Standard and Adjust Only Treatment visits when necessary. Additional units of this service are available for $42 per unit (based on time increments of 15 minutes).